Banking and Finance

Desai & Diwanji’s banking practice is market leading, and our team has advised
on some of the most complex and significant transactions of recent years

Desai & Diwanji is a market leader in banking and finance related legal services. Our highly experienced team is widely recognised in the industry and trusted for being able to offer innovative, customised, and effective strategies that balance a client’s business objectives with the complexities of the Indian regulatory landscape. The Firm has a robust understanding of the documentation involved and diligence required for successful completion of various types of complex financing matters including:

  • acquisition financing and mezzanine financing
  • asset finance
  • consumer lending
  • corporate lending
  • debt restructuring and refinancing
  • debt securities (listed and unlisted)
  • derivative products
  • digital banking and payment solutions
  • external commercial borrowings
  • financial regulations
  • insolvency and restructuring
  • junior capital
  • lease financing
  • securitisations
  • syndicated lending and leveraged finance
  • real estate finance
  • trade finance

Our high quality work and speedy response time stems from our deep domain knowledge combined with the ability to understand facts and anticipate the needs of the client. Our lawyers engage with different stakeholders to address all relevant aspects, including those relating to capital management, liquidity management, risk assessment, risk management and cost reduction.

We represent both domestic as well as international clients, including public and private sector banks, financial institutions, non-banking financial companies (NBFCs), multilateral agencies, asset managers, market participants, intermediaries and corporate as well as institutional borrowers. Our team includes lawyers who have previously worked within banks, financial institutions and various regulatory authorities. This significant “in-house” experience allows our banking and finance practice to have a unique and practical insight into all aspects of the practice.

Members of our banking and finance practice have respectable long standing working relationships with relevant regulatory authorities and are frequently consulted by them to advise and assist on matters of policy as well as drafting of regulations. These relationships offer our team members a unique insight into the perspectives and objectives of regulators, which in turn forms the backbone of the solutions that we offer to our clients.

Lawyers from our banking and finance practice regularly collaborate with members of the Firm’s other practice areas in order to provide clients with domain-specific legal advice and solutions coupled with a seamless service experience, resulting in the efficient realisation of clients' objectives.

The Firm has received various awards and recognitions for its work in the banking and finance space.